Author: Curtis Redmond
What Credit Score Do You Need for a Consolidation Loan in Australia?
Find out what credit score you need for a consolidation loan in Australia, how lenders judge your application, and how to improve your chances - even with bad credit.
How Much Equity Do You Need to Remortgage in Australia?
To remortgage in Australia, you typically need at least 20% equity in your home. Learn how to calculate your equity, what lenders look for, and when it makes sense to cash out or wait.
How Long Does It Take to Do Equity Release? Step-by-Step Timeline
Equity release typically takes 8 to 12 weeks from application to funds in your account. Learn the key steps, common delays, and how to speed up the process with smart planning.
What Happens After 7 Years of Not Paying Debt in Australia
After seven years of not paying debt in Australia, legal action becomes impossible and credit listings disappear. But the debt still exists-here’s what really happens, what collectors can still do, and how to rebuild your finances.
How Much Interest Does $1000 Earn in a Savings Account in One Year?
Find out exactly how much interest $1000 earns in an Australian savings account in one year. Discover the best rates in 2026 and how to avoid common traps that cost you hundreds.
How Much Will You Have If You Save $20 a Week for a Year?
Saving $20 a week adds up to $1,040 in a year. With interest, you could have over $1,067. Learn how small, consistent savings build real financial security over time.
What Is the Maximum Equity Release You Can Get in 2026?
In 2026, the maximum equity release is typically 60% of your home's value, but your actual amount depends on age, health, property value, and interest rates. Older homeowners and those with health conditions can qualify for more.
Can I Put $20,000 in a Cash ISA Every Year?
You can't put $20,000 in a cash ISA - the UK limit is £20,000 per year. Learn how to use your full ISA allowance, avoid common mistakes, and choose the best savings strategy for your goals.
What Are the 5 Basic Elements of a Budget? Simple Rules That Actually Work
Learn the five essential elements of a budget that actually work-income, fixed expenses, variable spending, savings, and debt payments. No fluff, just clear steps to take control of your money.
How Much Remortgage Can I Get? Australia 2026 Guide
Find out how much you can remortgage in Australia in 2026 based on your home equity, income, and credit. Learn the real limits, lender rules, and smart ways to use your equity without risking your home.
Does 0% financing hurt your credit score? Here's what really happens
0% financing doesn't directly hurt your credit score, but how you manage the loan can. Learn when it helps, when it hurts, and how to avoid common traps that damage your credit.
What Are the 3 R's of a Good Budget? Simple Rules That Actually Work
The 3 R's of a good budget-Record, Reduce, Reallocate-are simple, proven steps that help you take control of your money without feeling deprived. Learn how they work in real life.