July 2025 Finance Guides – Loans, Insurance, Debt & Crypto Tips

Welcome to the July roundup from Compton Finance Solutions. We spent the month covering everything from crushing student loan debt to protecting your home, plus a few crypto tax tricks. Below you’ll find quick takeaways for each article, so you can jump to the advice that matters most.

Loan Strategies & Debt Management

If you’re staring at a $100,000 student loan, you’re not alone. Our deep‑dive breaks down real timelines, shows how many borrowers clear the debt in five years versus ten, and shares proven tactics like refinancing, extra principal payments, and income‑driven plans.

Personal loan seekers got a reality check with our Upstart review. We tested the platform’s credit model, explained where the interest rates sit, and gave tips on keeping the loan affordable. For anyone hunting a safe loan, the "Safest Places to Get a Personal Loan" guide lists regulated lenders, credit unions, and the red flags to avoid.

Debt consolidation got a makeover too. We showed how to roll multiple balances into one payment, compare balance‑transfer cards with personal loans, and keep your credit score healthy during the switch.

Looking for professional help? Our "Best Debt Relief Companies for 2025" article ranks the top firms, highlights fees to watch, and explains when a settlement makes sense versus a DIY plan.

Insurance, Savings & Investment Alternatives

Ever wonder which life insurance fits your budget? We unpacked term, whole, and universal policies, compared costs, and gave simple questions to ask agents before you sign.

For homeowners, the Australian insurance exclusions guide warns you about gaps most policies leave open—like flood damage or accidental damage to outbuildings—so you can add the right endorsements.

Got a big windfall? Our "Best Accounts for Large Sums of Money" piece points you to high‑interest savings, ISAs, and short‑term bonds that protect your capital while still earning a decent return.

Car buyers in the UK can now see the credit score range Toyota will accept. We break down how to boost your score, what documents help, and why a slightly lower score might still get you approved.

Crypto traders, take note: the 30‑day rule can flip your tax bill. We explain how the wash‑sale rule applies to digital assets, when you need to hold for a month, and the paperwork you’ll need for HMRC.

Finally, we answered a common question—when does life insurance stop being worth it? By looking at age, health changes, and policy cash value, you can decide if you should keep, adjust, or cancel.

That’s the July snapshot. Each guide is packed with real examples, step‑by‑step actions, and easy language. Bookmark the pieces that match your goals, and come back whenever you need a quick refresher.